DISCLAIMER

IMPORTANT NOTICE — REGULATORY STATUS & INVESTMENT RISK

NRI Global Hub (nriglobalhub.com) is a digital platform that provides administrative facilitation, documentation support, and paperwork coordination for Indian financial instruments, including Mutual Funds, Life Insurance, Health Insurance, and NRE/NRO/FCNR bank account openings.

Regulatory Registrations

NRI Global Hub is NOT a SEBI-Registered Investment Adviser (RIA), Portfolio Manager, or Research Analyst.

We do not provide personalised investment advice, portfolio management services, or investment research within the meaning of SEBI (Investment Advisers) Regulations, 2013, SEBI (Portfolio Managers) Regulations, 2020, or SEBI (Research Analysts) Regulations, 2014. No content, tool, calculator, blog article, or communication on this website constitutes investment advice, financial planning, tax advice, or legal advice.

We are an AMFI-registered Mutual Fund Distributor

When you invest in mutual fund schemes through our platform, you invest in Regular Plans, which involve payment of commission to the distributor by the Asset Management Company (AMC). The commission structure does not result in any additional direct charge to you beyond the scheme’s published expense structure. For commission details, please refer to the disclosure page on this website.

Mutual fund investments are subject to market risks

Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results. There is no assurance or guarantee that the investment objectives of any scheme will be achieved.

Insurance is a subject matter of solicitation

Insurance policy issuance, terms, coverage, claim admissibility, and settlement are subject to the sole discretion and underwriting norms of the respective insurance company. NRI Global Hub does not guarantee policy issuance, claim approval, or any specific insurance outcome.

Transaction Execution

Mutual fund transactions are executed and processed through our technology partner platform, Wealthy.in (a SEBI-registered entity). Your investment account relationship for mutual funds is governed by the terms and conditions of Wealthy.in and the respective AMCs. NRI Global Hub acts as a facilitator and distributor, not as a custodian, registrar, or broker.

Customer Choice — No Influence on Decisions

Our role is limited to presenting available options, explaining product features, and facilitating paperwork. We do not influence, direct, or pressure you into selecting any specific mutual fund scheme, insurance product, or financial instrument. All product selections and investment decisions are made entirely by you, at your sole discretion, based on your own independent evaluation. Any information, comparison, or educational content we provide is intended solely to help you understand the available options — it does not constitute a recommendation, endorsement, or solicitation to purchase any specific product.

Commission Disclosure

NRI Global Hub earns trail commission from AMCs on mutual fund Regular Plans and commission from insurance companies on policies facilitated through us. These commissions are paid by the product providers — you do not pay us any separate fee. Commission rates vary by AMC and insurer; details are available on request.

Selection of recommended fund categories is based on your stated financial goals and risk profile and is not influenced by the commission earned by us.

No Additional Charges

NRI Global Hub does not charge any separate advisory fee, consultation fee, or service fee to customers. Our revenue is derived from the commissions paid by AMCs and insurance companies as described above.

No Liability

All investment, insurance, and financial decisions are made at your sole discretion and risk. NRI Global Hub, its proprietor, employees, and affiliates accept no liability for any financial losses, market fluctuations, regulatory changes, claim denials, processing delays, or any adverse outcomes arising from your use of this platform or the decisions you make based on information provided herein.

Governing Law

All services provided through this website are governed exclusively by the laws of the Republic of India, irrespective of your country of residence or the jurisdiction from which you access this platform.